Van Insurance Explained
The types of insurance available are, in the main, similar to the ones most people understand for car insurance but they are tailored to the commercial market to allow for the differing liabilities.
The types of insurance cover are as follows:
Comprehensive Commercial Van Insurance: This is the highest level of cover available and should cover you for most eventualities. It could, in some cases, even replace your van with another should it go off the road for an accident repair. It can also cover:
- Fire, Theft and accidental damage to your van
- Other people (Third Parties) claiming against you for damage or personal injury
- Medical expenses
- Personal accident cover
- Damage, theft, or loss of tools or personal belongings.
Third Party Fire and Theft Van Insurance: Third party fire and theft insurance covers you for:
- Claims made against you by a third party for personal injury or damage of any kind.
- You van being stolen
- Your van taking fire damage
Third Party Only Commercial Van Insurance: This covers:
- Claims made by other people against you for personal injury or damage of any kind.
It is always wise to ensure you are familiar with your policy details before buying van insurance.
Van Insurance Explained – cheap van insurance quotes and cheap commercial vehicle insurance quotes from a UK based broker.
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