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Commercial Vehicle Insurance Explained
The types of insurance available are, in the main, similar to the ones most people understand for car insurance but they are tailored to the commercial vehicle market to allow for the differing liabilities.
The types of insurance cover are as follows:
Comprehensive Commercial Vehicle Insurance: This is the highest level of cover available and should cover you for most eventualities. It could, in some cases, even replace your commercial vehicle with another should it go off the road for an accident repair. It can also cover:
- Fire, Theft and accidental damage to your commercial vehicle
- Other people (Third Parties) claiming against you for damage or personal injury
- Medical expenses
- Personal accident cover
- Damage, theft, or loss of tools or personal belongings.
Third Party Fire and Theft Commercial Vehicle Insurance: Third party fire and theft insurance covers you for:
- Claims made against you by a third party for personal injury or damage of any kind.
- Your commercial vehicle being stolen
- Your commercial vehicle taking fire damage
Third Party Only Commercial Vehicle Insurance: This covers:
- Claims made by other people against you for personal injury or damage of any kind.
It is always wise to ensure you are familiar with your policy details before buying commercial vehicle insurance.
Commercial Vehicle Insurance Explained – cheap van insurance quotes and cheap commercial vehicle insurance quotes from a UK based broker.
